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All State Car Insurance Quote in 2022

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All State Car Insurance Quote is well-known company offering expansive car insurance options with several discounts, but its customer service is severely lacking. Allstate empowers customers with the tools for easy account management, and you have the option of working with a local agent directly.

All State Car Insurance Quote

Pros

Car insurance for unique needs: In addition to standard car insurance, Allstate also offers classic car insurance and car insurance for Mexico.
Generous discount program: There are 10+ different discounts to help lower the cost of car insurance.
Multiple options for roadside assistance: Allstate goes above and beyond with 24/7 support when you subscribe to one of its plans for roadside assistance.

Cons

Poor customer satisfaction: All State Car Insurance Quote consistently rates below average for customer satisfaction in both J.D. Power and NAIC ratings.
Extra cost for roadside support: Customers must subscribe to an additional roadside assistance package to benefit from this service.
Policies sold in six-month terms: Allstate only sells car insurance policies lasting six months instead of a year.

All State Car Insurance Quote

Allstate Insurance Company is a leading national provider of several types of insurance including auto, home, life, motorcycle, renters, and off-road insurance. It is particularly well-known in the auto insurance industry for its long history and a full suite of insurance products.

However, based on your needs, Allstate might not be the best option, so you’ll need to weigh the pros and cons to find the best car insurance companies that are right for you.

All State Car Insurance Review

Allstate was founded in 1931 by General Robert E. Wood, the President and Board Chairman of Sears, Roebuck & Co. He applied the same insurance model to his stores, starting an insurance company that sells insurance via mail. He applied the same model to insurance as he did to his stores, starting an insurance company that sells insurance via mail.

Today, Allstate has the distinction of serving as the largest publicly-held personal insurer in the U.S. with over 113 million proprietary policies. It is headquartered in Northbrook, Illinois, where it services all 50 states. It also partners with several companies to underwrite its policies, including Allstate New Jersey Property and Casualty Insurance Company and Castle Key Insurance Company in Florida.

Allstate claims to support its customers, but the company is currently involved in a Florida consumer class action suit regarding spam texting using personal numbers allegedly purchased from data aggregation companies.
It also settled a national domestic class action suit representing policyholders in 38 different states.
These policyholders had underpaid property damage claims, although these cases predominantly addressed All State Car Insurance Quote claims.

Types of Coverage
Allstate offers multiple standard and optional plans for car insurance.

Standard Car Insurance Coverage
All State Car Insurance Quote offers many of the traditional types of insurance coverage most drivers need to protect themselves and others while behind the wheel.

Collision Coverage
If you are involved in an accident, your collision coverage handles the cost of any damages made to your vehicle.

Comprehensive Coverage
Comprehensive coverage handles damages relating to natural occurrences, like hail, fallen trees, theft, and vandalism.

Liability Coverage
If you are at fault in an accident, liability protection can cover property damage, injury, or even the death of another party.

Medical Payments Coverage
Medical payments coverage includes protection for any injuries affecting you and any of your passengers that were sustained during an accident.

Uninsured and Underinsured Motorist Coverage
If you are involved in an accident with an uninsured, at-fault driver, uninsured and underinsured motorist coverage can help cover any damages you incur.

Personal Injury Protection
Personal injury protection, or PIP, protects you should you experience injuries during an accident covered by your insurance policy.

Optional Coverage
Personal Umbrella Policy
If you need additional protection, an umbrella policy provides extended coverage beyond the limits of your standard policy.

Rental Reimbursement Coverage
If your vehicle is damaged from a covered loss, such as a collision, you can purchase additional rental reimbursement coverage to cover a rental car or other eligible transportation while your vehicle is being repaired.

Classic Car Insurance
If you drive an antique or classic car, regular auto insurance may not be enough to cover any damages you incur. Instead, classic All State Car Insurance Quote from All State Car Insurance Quote offers additional coverage to reduce your personal liability. However, it is important to note that classic car insurance is sold via Allstate but provided by Hagerty Insurance Agency, LLC, a third-party provider.

Mexico Travel Car Insurance
If you plan to travel to Mexico, you can purchase car insurance to protect your vehicle in case of an incident during your trip. This separate coverage is added to your regular domestic All State Car Insurance Quote for drivers in both the U.S. and Canada with coverage available for up to one year.

Roadside Assistance Plan
If you run into trouble on the road, All State Car Insurance Quote offers optional roadside assistance plans. This can include 24/7 coverage for things like changing a tire, jumpstarting your car, or providing tow service. You can also receive additional perks like discounts and resources for travel or buying a new car.

There are two plans for All State Car Insurance Quote roadside assistance. Coverage is available to all drivers, regardless of whether you are an Allstate policyholder.

Discounts
All State Car Insurance Quote offers 10+ discounts to help you cut All State Car Insurance Quote costs. Note that, for many of these, it’s unclear upfront how much of a discount you’ll receive; you’ll need to speak with a company representative or sign up for a policy first.

Drivewise
Allstate’s signature Drivewise program is available exclusively to All State Car Insurance Quote policyholders in all U.S. states (except New York). With the Drivewise program, you can save over 40% off normal insurance rates by enrolling in the program. It is a type of telematics-based system that offers lower rates and discounts in exchange for safe driving. You simply download the Allstate mobile app and can then earn cashback up to twice a year.

The app also includes free crash detection, automatically offering help if it detects a serious accident.

New Car Discount
You could earn a discount if you recently bought a brand-new car. When you are the first owner of a new vehicle, Allstate may discount your policy.

Multiple Policy Discount
Car insurance is not the only insurance you are likely to need, which is where bundling your insurance policies can save you a ton of your annual premiums. Whether you need a renters or homeowners insurance policy, it could be well worth it to purchase all of your policies from Allstate in order to receive an extra discount.

Payment Options
Paying your Allstate premium is simple with several methods of payment for auto insurance policies:

Your bank account with routing and account numbers
American Express, Discover, MasterCard, and Visa
Personal checks and money orders
If you pay online or use the app, you can save your payment method for easy payments in the future.

How to Make a Claim
It is easy to file a claim with All State Car Insurance Quote. There are several ways to file your claim:

Online MyAccount
Allstate’s mobile app with QuickFoto Claim
Call your local agent
There is also a claim tracking option so you can stay informed of where your claim is in the process.

However, if you are filing a claim for the National Flood Insurance Program, you will need to complete an online flood loss claim report.

Conclusion

Investopedia is committed to providing readers with unbiased, comprehensive reviews of auto insurance companies. All of our reviews are based on extensive research and analysis of each company’s coverage, customer service, pricing, years in business, accreditation, and more. To rate providers, we developed an auto insurance review methodology that compares the auto insurance coverage types, additional features, discounts, account management, and other features.

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